A secure testing tool for payment system developers and QA professionals. All test numbers are non-functional and strictly for development environments.

Amex Card Generator

Generate American Express (Amex) test card numbers. Amex BINs start with 34 or 37 and card numbers are 15 digits long โ€” shorter than Visa and Mastercard. The generator below is pre-filled with BIN 378282, a Stripe test BIN.

*All random cards generated are structurally valid but have no actual balance and cannot be used for online payments or real transactions. Any attempt to use these test card numbers for actual purchases is strictly prohibited and illegal. For more details, visit our Terms of Service.

Amex test card numbers

Amex is different: 15 digits with a 4-digit CVV (CID). Any future expiry date works in test mode.

Card number CVV (CID) Behaviour
3782 8224 6310 0054 digitsSucceeds (Stripe)
3714 4963 5398 4314 digitsSucceeds (Stripe)

Amex number structure

  • Prefixes: 34 and 37.
  • Length: 15 digits (never 16).
  • Security code: 4-digit CID on the front of the card.
  • Luhn: Amex numbers use the same MOD 10 checksum as other networks.

The generator automatically uses 15 digits for BINs starting with 34 or 37. Validate any number with the Luhn validator.

FAQ

Why is my Amex test number rejected?
A common cause is using a 16-digit number or a 3-digit CVV. Amex requires 15 digits and a 4-digit CID, and gateways often validate this specially.
Does Amex support 3D Secure testing?
Yes. The 3DS flow is triggered by the gateway's test cards, not by the BIN. See our article on 3D Secure testing for details.

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