A secure testing tool for payment system developers and QA professionals. All test numbers are non-functional and strictly for development environments.

BIN 222720: OVERSEA-CHINESE BANKING CORPORATION, LTD.

Issued by OVERSEA-CHINESE BANKING CORPORATION, LTD. ๐Ÿ‡ธ๐Ÿ‡ฌ Singapore. This page shows the BIN details and lets you generate structurally valid Mastercard test numbers from the same prefix.

*All random cards generated are structurally valid but have no actual balance and cannot be used for online payments or real transactions. Any attempt to use these test card numbers for actual purchases is strictly prohibited and illegal. For more details, visit our Terms of Service.

BIN details

BIN / IIN
222720
Network
Mastercard
Card type
Debit
Number length
16 digits
Issuer
OVERSEA-CHINESE BANKING CORPORATION, LTD.
Issuing country
๐Ÿ‡ธ๐Ÿ‡ฌ Singapore (SG)
Card level
Standard
Data last confirmed
2025-02-11
Source
Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 222720

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

  • 2227 2049 6168 2383
  • 2227 2042 5508 7901
  • 2227 2095 5512 9170
  • 2227 2042 7148 4892
  • 2227 2044 8519 8957

Refresh the page for a new set, or generate cards in bulk with the form above.

About BIN 222720

222720 is the first six digits of a Mastercard card number. The range is attributed to OVERSEA-CHINESE BANKING CORPORATION, LTD. in Singapore. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 222720?
According to the open BIN dataset, BIN 222720 is attributed to OVERSEA-CHINESE BANKING CORPORATION, LTD. in Singapore. Banks rename and BIN ranges move, so treat this as a best-effort reference.
Can I use BIN 222720 for real payments?
No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.
Do the generated numbers pass Luhn validation?
Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check โ€” exactly like a real card number would.
Will my gateway accept these numbers?
In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.

Issuer and country data on this page comes from the open binlist dataset (CC BY 4.0, merged from iannuttall/binlist-data and venelinkochev/bin-list-data). It is not an official IIN register and may lag bank renames or BIN reassignments.

Free payment testing tools