BIN 377862: BANK OF NEW ZEALAND

BIN details

BIN / IIN

377862

Network

American Express

Card type

Credit

Number length

15 digits

Issuer

BANK OF NEW ZEALAND

Issuing country

🇳🇿 New Zealand (NZ)

Card level

Personal Gold Charge

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 377862

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 3778 6221 7520 665
• 3778 6226 0941 776
• 3778 6232 6272 281
• 3778 6270 6961 800
• 3778 6259 7751 120

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 377862

377862 is the first 6 digits of a American Express card number. The range is attributed to BANK OF NEW ZEALAND in New Zealand. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 377862?

According to the open BIN dataset, BIN 377862 is attributed to BANK OF NEW ZEALAND in New Zealand. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 377862 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.