BIN 400005 — Visa Debit Test Numbers

BIN details

BIN / IIN

400005

Network

Visa

Card type

Debit

Number length

16 digits (test card)

Source

Stripe test cards

Visa debit test card.

Example numbers from BIN 400005

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4000 0520 9706 4193
• 4000 0538 1268 8662
• 4000 0539 9184 0266
• 4000 0598 2232 5377
• 4000 0513 9514 5910

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 400005

400005 is the first 6 digits of a Visa card number. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to. Payment providers document test card numbers that start with this prefix. Those exact numbers only work in the providers' sandboxes; the prefix itself is not reserved by the card network, and real cards can share it.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Can I use BIN 400005 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.