BIN 400320: INTESA SANPAOLO S.P.A.

BIN details

BIN / IIN

400320

Network

Visa

Card type

Debit

Number length

16 digits

Issuer

INTESA SANPAOLO S.P.A.

Issuing country

🇮🇹 Italy (IT)

Card level

Electron

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 400320

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4003 2022 0564 8414
• 4003 2061 2664 2968
• 4003 2021 2785 7895
• 4003 2087 6221 3435
• 4003 2054 3299 0855

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 400320

400320 is the first 6 digits of a Visa card number. The range is attributed to INTESA SANPAOLO S.P.A. in Italy. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 400320?

According to the open BIN dataset, BIN 400320 is attributed to INTESA SANPAOLO S.P.A. in Italy. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 400320 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.