BIN 400540: U.S. BANK, N.A.

BIN details

BIN / IIN

400540

Network

Visa

Card type

Debit

Number length

16 digits

Issuer

U.S. BANK, N.A.

Issuing country

🇺🇸 United States (US)

Card level

Prepaid

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 400540

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4005 4055 3438 4423
• 4005 4086 8647 1535
• 4005 4034 6463 5724
• 4005 4080 7094 0889
• 4005 4009 2127 7512

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 400540

400540 is the first 6 digits of a Visa card number. The range is attributed to U.S. BANK, N.A. in United States. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 400540?

According to the open BIN dataset, BIN 400540 is attributed to U.S. BANK, N.A. in United States. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 400540 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.