BIN 402575: NAVY FEDERAL CREDIT UNION

BIN details

BIN / IIN

402575

Network

Visa

Card type

Credit

Number length

16 digits

Issuer

NAVY FEDERAL CREDIT UNION

Issuing country

🇺🇸 United States (US)

Card level

Traditional

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 402575

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4025 7535 2692 5331
• 4025 7590 0089 5429
• 4025 7523 8728 1925
• 4025 7547 7947 1700
• 4025 7567 6030 5920

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 402575

402575 is the first 6 digits of a Visa card number. The range is attributed to NAVY FEDERAL CREDIT UNION in United States. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 402575?

According to the open BIN dataset, BIN 402575 is attributed to NAVY FEDERAL CREDIT UNION in United States. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 402575 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.