BIN 403649: DEUTSCHER SPARKASSEN- UND GIROVERBAND

BIN details

BIN / IIN

403649

Network

Visa

Card type

Credit

Number length

16 digits

Issuer

DEUTSCHER SPARKASSEN- UND GIROVERBAND

Issuing country

🇩🇪 Germany (DE)

Card level

Classic

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 403649

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4036 4924 3556 4579
• 4036 4924 1293 0363
• 4036 4997 9444 5571
• 4036 4997 2983 8502
• 4036 4923 5654 2125

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 403649

403649 is the first 6 digits of a Visa card number. The range is attributed to DEUTSCHER SPARKASSEN- UND GIROVERBAND in Germany. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 403649?

According to the open BIN dataset, BIN 403649 is attributed to DEUTSCHER SPARKASSEN- UND GIROVERBAND in Germany. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 403649 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.