BIN 407220: AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD.

BIN details

BIN / IIN

407220

Network

Visa

Card type

Credit

Number length

16 digits

Issuer

AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD.

Issuing country

🇦🇺 Australia (AU)

Card level

Platinum

Data last confirmed

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 407220

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4072 2061 2033 2034
• 4072 2057 3510 5629
• 4072 2010 7426 1933
• 4072 2027 2466 5226
• 4072 2054 5225 1119

Refresh the page for a new set, or generate cards in bulk with the form above.

About BIN 407220

407220 is the first six digits of a Visa card number. The range is attributed to AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. in Australia. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 407220?

According to the open BIN dataset, BIN 407220 is attributed to AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. in Australia. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 407220 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.