BIN 482021: DISCOVERY FEDERAL CREDIT UNION

BIN details

BIN / IIN

482021

Network

Visa

Card type

Credit

Number length

16 digits

Issuer

DISCOVERY FEDERAL CREDIT UNION

Issuing country

🇺🇸 United States (US)

Card level

Traditional

Last seen in dataset

2025-02-11

Source

Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 482021

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 4820 2199 8906 0658
• 4820 2114 8535 1285
• 4820 2165 6960 1042
• 4820 2150 6467 3803
• 4820 2123 0007 0076

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 482021

482021 is the first 6 digits of a Visa card number. The range is attributed to DISCOVERY FEDERAL CREDIT UNION in United States. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 482021?

According to the open BIN dataset, BIN 482021 is attributed to DISCOVERY FEDERAL CREDIT UNION in United States. Banks rename and BIN ranges move, so treat this as a best-effort reference.

Can I use BIN 482021 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.