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BIN 516859: MONZO BANK, LTD.

Issued by MONZO BANK, LTD. 🇬🇧 United Kingdom. This page shows the BIN details and lets you generate structurally valid Mastercard test numbers from the same prefix.

Network
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Length
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CVV
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  • Luhn (MOD 10) valid
  • Up to 10,000 cards

Generated numbers are Luhn-valid test data: they have no account or balance behind them and cannot be used for real payments. Using card numbers you do not own for real purchases is fraud and illegal. For more details, visit our Terms of Service.

BIN details

BIN / IIN
516859
Network
Mastercard
Card type
Debit
Number length
16 digits
Issuer
MONZO BANK, LTD.
Issuing country
🇬🇧 United Kingdom (GB)
Card level
World
Last seen in dataset
2025-02-11
Source
Open BIN dataset (binlist.io / Techbuddie Solutions, CC BY 4.0)

Example numbers from BIN 516859

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

  • 5168 5907 2060 5895
  • 5168 5956 2617 4961
  • 5168 5926 5661 9973
  • 5168 5980 0797 0221
  • 5168 5909 5174 7606

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 516859

516859 is the first 6 digits of a Mastercard card number. The range is attributed to MONZO BANK, LTD. in United Kingdom. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Which bank issued BIN 516859?
According to the open BIN dataset, BIN 516859 is attributed to MONZO BANK, LTD. in United Kingdom. Banks rename and BIN ranges move, so treat this as a best-effort reference.
Can I use BIN 516859 for real payments?
No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.
Do the generated numbers pass Luhn validation?
Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.
Will my gateway accept these numbers?
In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.

Issuer and country data on this page comes from the open binlist dataset (CC BY 4.0, merged from iannuttall/binlist-data and venelinkochev/bin-list-data). The data was filtered and reformatted by namso.net. It is not an official IIN register and may lag bank renames or BIN reassignments.

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