BIN 520082 — Mastercard Debit Test Numbers

BIN details

BIN / IIN

520082

Network

Mastercard

Card type

Debit

Number length

16 digits (test card)

Source

Stripe test cards

Mastercard debit test card.

Example numbers from BIN 520082

These examples were generated with the Luhn algorithm. They are structurally valid but have no balance and cannot be charged.

• 5200 8265 8083 9582
• 5200 8241 0867 0522
• 5200 8204 4118 4031
• 5200 8295 3214 9167
• 5200 8210 8240 4647

Use the generator above for a fresh set, or to create cards in bulk.

About BIN 520082

520082 is the first 6 digits of a Mastercard card number. The BIN (Bank Identification Number), formally called the IIN (Issuer Identification Number), tells payment systems which network and institution a card belongs to. Payment providers document test card numbers that start with this prefix. Those exact numbers only work in the providers' sandboxes; the prefix itself is not reserved by the card network, and real cards can share it.

Issuer BIN ranges are reassigned over time, so always confirm critical decisions with the card network or your acquirer. Want to classify another prefix? Use the BIN checker. Looking for provider-specific test numbers? See the test card numbers reference. Need to validate a full number? Try the Luhn validator.

FAQ

Can I use BIN 520082 for real payments?

No. These numbers are for testing only. They have no balance and cannot be charged. Attempting real transactions with numbers you do not own is illegal.

Do the generated numbers pass Luhn validation?

Yes. Every number is generated with a valid check digit, so it passes the Luhn (MOD 10) check — exactly like a real card number would.

Will my gateway accept these numbers?

In test mode, gateways typically accept only their own documented test numbers. Generated numbers are best for validating formatting, Luhn checks, storage and UI behaviour.