A secure testing tool for payment system developers and QA professionals. All test numbers are non-functional and strictly for development environments.

Openpay test cards

Openpay, BBVA's payment gateway in Mexico, only accepts these numbers in its sandbox (sandbox-api.openpay.mx). Any other card number returns an error code.

*All random cards generated are structurally valid but have no actual balance and cannot be used for online payments or real transactions. Any attempt to use these test card numbers for actual purchases is strictly prohibited and illegal. For more details, visit our Terms of Service.

Test cards

Valid cards for charges (with token, redirect, 3D Secure or IVR).

Card number Network Issuer Notes
4111 1111 1111 1111 Visa BANAMEX
5555 5555 5555 4444 Mastercard BANCO SANTANDER SERFIN Accepts payment with points
5105 1051 0510 5100 Mastercard SCOTIABANK Accepts payment with points
3456 780000 00007 American Express AMERICAN EXPRESS
3411 111111 11111 American Express AMERICAN EXPRESS
3434 343434 34343 American Express AMERICAN EXPRESS
5062 5416 0000 5232 Carnet Carnet

Source: official Openpay documentation, checked on 2026-09-18

Cards that return errors

Code Card number Result
3001 4222 2222 2222 2220 The card was declined
3002 4000 0000 0000 0069 The card has expired
3003 4444 4444 4444 4448 Insufficient funds
3004 4000 0000 0000 0119 Reported as stolen
3005 4000 0000 0000 0044 Rejected by the anti-fraud system
3005 5454 5454 5454 5454 Rejected by the anti-fraud system
3001 3400 000000 00009 The card was declined
3002 3737 373737 37374 The card has expired
3003 3700 000000 00002 Insufficient funds

Source: official Openpay documentation, checked on 2026-09-18

Cards you can save (OneClick and subscriptions)

In the sandbox only these cards can be stored on a customer; any other returns an error.

Card number Network Type Issuer
4111 1111 1111 1111 Visa Debit BANAMEX
5555 5555 5555 4444 Mastercard Debit BANCO SANTANDER SERFIN
5105 1051 0510 5100 Mastercard Credit SCOTIABANK
4444 4444 4444 4448 Visa Credit BANCO MERCANTIL DEL NORTE
3456 780000 00007 American Express Credit AMERICAN EXPRESS
3411 111111 11111 American Express Credit AMERICAN EXPRESS
3434 343434 34343 American Express Credit AMERICAN EXPRESS
3700 000000 00002 American Express Credit AMERICAN EXPRESS

Source: official Openpay documentation, checked on 2026-09-18

Selective authentication (3D Secure)

This card is approved in a 3D Secure charge and rejected by the anti-fraud tool in any other flow.

Card number Network Type Issuer
5454 5454 5454 5454 Mastercard Credit HSBC

Source: official Openpay documentation, checked on 2026-09-18

  • Use any expiry date after the current month, a 3-digit CVV for Visa and Mastercard, and a 4-digit CVV for American Express.
  • These numbers only work in the provider's test mode. They have no balance and are rejected in production.
  • Providers change their sandbox cards from time to time. If a number stops working, check the linked documentation.
  • Need numbers for a specific BIN instead? Use the test card generator.

Other gateways

Free payment testing tools