Paystack test cards
*All random cards generated are structurally valid but have no actual balance and cannot be used for online payments or real transactions. Any attempt to use these test card numbers for actual purchases is strictly prohibited and illegal. For more details, visit our Terms of Service.
Successful cards
| Card number | CVV | PIN | OTP | Notes |
|---|---|---|---|---|
| 4084 0840 8408 4081 | 408 | — | — | No validation (reusable) |
| 5078 5078 5078 5078 12 | 081 | 1111 | — | PIN validation |
| 5060 6666 6666 6666 666 | 123 | 1234 | 123456 | PIN + OTP validation |
| 5078 5078 5078 5078 04 | 884 | 0000 | 123456 | PIN + phone + OTP validation |
| 5192 6027 2058 4796 | 123 | — | — | Bank authentication simulation (reusable) |
Source: official Paystack documentation, checked on 2026-10-08
Failed cards
| Card number | CVV | PIN | Result |
|---|---|---|---|
| 4084 0800 0000 5408 | 001 | — | Declined |
| 5078 5078 5078 5078 53 | 082 | 0000 | Token not generated |
| 4084 0800 0067 0037 | 787 | — | Insufficient funds (API error) |
Source: official Paystack documentation, checked on 2026-10-08
Refund scenarios
The payment succeeds; the card decides how a later refund request responds.
| Card number | CVV | Result |
|---|---|---|
| 4084 0800 0067 1803 | 180 | Refund fails |
| 4084 0800 0067 1902 | 190 | Refund needs attention |
Source: official Paystack documentation, checked on 2026-10-08
- The expiry date can be any date in the future (the documentation shows 09/27).
- These numbers only work in the provider's test mode. They have no balance and are rejected in production.
- Providers change their sandbox cards from time to time. If a number stops working, check the linked documentation.
- Need numbers for a specific BIN instead? Use the test card generator.
Other gateways
Free payment testing tools
Credit Card Generator
Generate test cards from any BIN
Advanced Generator
Wildcard patterns & bulk output
Test Card Numbers
Official numbers from gateway docs
Luhn Validator
Check if a card number is valid
BIN Checker
Identify the card network from a BIN
Visa Generator
Visa test numbers starting with 4
Mastercard Generator
Mastercard test numbers 51–55 / 2221–2720
Amex Generator
American Express 15-digit test numbers
Discover Generator
Discover test numbers 6011 / 644–649 / 65
Interest Calculator
Estimate credit card interest
Payment Calculator
Plan your monthly payoff
Articles
Payment testing guides & tutorials